Ripple joins x402 Foundation as Premier Member to support AI agent payments using XRP and RLUSD on the XRP Ledger and the open web.
Ripple has joined the x402 Foundation as a Premier Member after the Linux Foundation announced its operational launch. The group will oversee x402, an open payment standard for web-based transactions.
Coinbase contributed the x402 protocol, which embeds payments into normal HTTP web interactions. It is designed for AI agents, APIs, and applications that need payment during data exchange.
Ripple said it already supports x402-based payments on the XRP Ledger. The company said AI agents can transact using XRP and RLUSD today.
The foundation now includes 40 members across finance, payments, cloud, and blockchain. Premier members include Ripple, Coinbase, Circle, Visa, Mastercard, Stripe, AWS, and Google.
Ripple Brings XRP Ledger Tools to x402
Ripple said AI agents need payments that work as quickly as data moves online. AI agents are software systems that can complete tasks with limited human input. As they handle more transaction steps, payment systems need clearer standards.
Ripple is proud to join the x402 Foundation as a Premier Member.
As AI agents begin to take on more of the transaction lifecycle, they’ll need a way to pay that’s as fast and reliable as the way they already exchange data. We’ve been helping build that future on the XRP Ledger… https://t.co/eSzTyXBQFm
— Ripple (@Ripple) July 14, 2026
The XRP Ledger supports payments, token transfers, and related financial tools. Ripple said x402 support lets agents use XRP and RLUSD for transactions. RLUSD is Ripple’s stablecoin, while XRP is the ledger’s native asset.
The company said it will help with technical and governance work. Governance means the rules and processes used to guide a shared project. This role places Ripple inside wider work on internet-native payments.
Linux Foundation Opens Vendor-Neutral Governance
The Linux Foundation said the x402 Foundation is now active under open governance. Its role is to steward x402 as a shared payment standard over HTTP. HTTP is the common system websites and online services use to exchange data.
The protocol adds secure payment features directly into web requests and responses. This can let an application request data and complete payment in one flow. The standard supports payment types such as cards, stablecoins, and other digital options.
The foundation said the model aims to avoid vendor lock-in. Vendor lock-in happens when users depend too heavily on one provider. Open governance gives members a way to shape rules through shared processes.
Read also: Ripple Expands RLUSD to Türkiye as Stablecoin Hits $1.7B
Forty Members Back AI Payment Standard
The x402 Foundation said 40 organizations have joined since the April launch plan.
Premier members include Adyen, American Express, Cloudflare, Fiserv, Shopify, Stripe, and Visa. The list also includes Circle, Coinbase, Google, Mastercard, Ripple, AWS, and Solana Foundation.
General members include Fireblocks, LayerZero Labs, NEAR Foundation, Polygon Labs, Quant Network, and zerohash. Associate members include Cardano Foundation, Casper, BSV Association, and other groups. The broad list shows interest from payment firms, blockchain teams, and cloud providers.
Coinbase said x402 started because AI agents lacked a native payment method.
Moving the protocol to the Linux Foundation places it under wider industry oversight. Developers may now watch adoption across apps, APIs, wallets, and merchant systems.
